A local Windows 10 account stores its sign-in credentials on the PC rather than using a Microsoft account for Windows sign-in. If you already have administrator access, you can add another local user through the Accounts settings.
Add a local user
- Open Settings.
- Select Accounts.
- Choose Family & other users or the equivalent user-management section.
- Select the option to add another person to the PC.
- Choose the option indicating that you do not have that person’s sign-in information.
- Select Add a user without a Microsoft account.
- Create the username, password, and recovery information requested by Windows.
Keep everyday accounts as standard users when possible
A new account does not need administrator rights for ordinary computing. Standard-user accounts reduce the ability of applications or accidental actions to make system-wide changes.
Do not forget local-account recovery information
Unlike an online Microsoft account, a local account cannot rely on Microsoft’s online password-reset process. Configure the available security questions or other supported recovery method and keep important data backed up.
Windows 10 normal support ended October 14, 2025. Local accounts remain relevant to existing Windows 10 systems, but compatible PCs should be considered for Windows 11.

Matt Jacobs has been working as an IT consultant for small businesses since receiving his Master’s degree in 2003. While he still does some consulting work, his primary focus now is on creating technology support content for SupportYourTech.com.
His work can be found on many websites and focuses on topics such as Microsoft Office, Apple devices, Android devices, Photoshop, and more.